Jakarta, CNBC Indonesia – The Cyanide Espresso case has turn into a subject of debate once more lately after the documentary Ice Chilly: Murders, Espresso and Jessica Wongso appeared on Netflix. The general public is reminded once more concerning the thriller of life insurance coverage which was talked about by lawyer Jessica Wongso, although the existence of this insurance coverage has been denied by the police.
In 2016, in a CNN report, Mirna’s father, Darmawan Salihin, denied the allegation that there was insurance coverage price US$ 5 million or Rp. 69 billion. Darmawan even sued Jessica’s lawyer for this accusation.
Studying from this case, odd folks may marvel, how can a father obtain life insurance coverage protection if his little one is married?
Logically, when somebody will get married, primarily based on the Civil Code, the events who turn into the primary group of heirs are after all their partner and organic youngsters.
Nevertheless, that is very potential in life insurance coverage. Following is the entire overview.
The origin of the life insurance coverage protection cash just isn’t from inheritance
Inheritance and life insurance coverage cash are two various things. Inherited property which can be divided in response to inheritance legislation are property that beforehand belonged to the testator.
In the meantime, the life insurance coverage protection cash truly comes from firm property (if in standard insurance coverage), or Tabarru Funds (in sharia insurance coverage), that are paid in response to the settlement with the insured. The insured additionally has an obligation to pay premiums or contributions to the insurance coverage firm in order that the protection advantages stay lively.
The appointment of people that might be beneficiaries can also be carried out by the insured in accordance with the precept of insurable curiosity. On this precept, monetary influence relationships can happen as a consequence of relationships between money owed and receivables, blood or marriage.
As a result of the standing is totally different from inheritance, that’s the reason somebody can appoint a celebration who just isn’t a category I inheritor because the beneficiary of life insurance coverage.
Over time, the insured can even change the beneficiary so long as this doesn’t violate the precept of insurable curiosity.
[Gambas:Video CNBC]
Subsequent Article
Insurance coverage with Low cost Premiums, Nonetheless Worthwhile or Overdrawn?
(aak/aak)
