Studying from Panji Gumilang: Bejibun’s Account Makes Boncos! My Cash – 2 hours in the past

Jakarta, CNBC Indonesia – The general public has just lately been shocked by the invention of 256 accounts belonging to the management of Al-Zaytun Panji Gumilang Islamic Boarding Faculty. The 256 accounts are within the title of Panji Gumilang himself together with six totally different names.

Responding to this, the Monetary Providers Authority (OJK) famous, actually somebody may have numerous accounts like Panji Gumilang, as a result of there aren’t any restrictions relating to opening a checking account. It additionally is determined by the pursuits and decisions of shoppers in banking.

However the financial institution is required to have Buyer Data File (CIF) for every buyer for the implementation of financial institution administration and good governance.


So, studying from the Panji Gumiwang case, after all you may also create a number of accounts in your title. However the definition of “many” itself could be very relative: Some individuals really feel that almost all are three accounts, 5, 10, and even above that.

The next is a sequence of disadvantages of getting a number of accounts.

Administrative bills

Regardless that there are banks that don’t apply administration charges, make no mistake there are nonetheless many who apply this to buyer accounts.

The extra accounts you’ve gotten, after all the higher the low cost charge from the settled stability from the account. Progressively, the contents of the account are literally eroded and you’re the one who suffers losses.

Scattered ATM card

Simply think about, if one account is provided with one ATM card, what number of ATM playing cards do you’ve gotten?

As a citizen, you’ll after all proceed to hold your Nationwide Identification Card, NPWP Card, BPJS Well being Card, SIM, and different playing cards in your pockets. This may really power you to put your ATM card in a separate pockets, which might probably be left behind or misplaced.

Deserted account

Increasingly accounts may make you neglect, particularly if you happen to solely give attention to utilizing one or two accounts. Consequently, the funds that you simply place in these accounts will proceed to be deducted from admin charges as a result of they settle.

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